Sense Financial Services LLC

My first clue to avoid this company was they don’t list their fees online for establishing and maintaining a Solo 401(k). Their competitors do. This is the same shady tactic many car dealers use to get you to call to find out their prices which can change at their whim. I tried chatting with them online to find out their prices and fees but even though it said they were ‘available’ no one ever responded. I also don’t see any BBB links to look at their reputation with customers. It’s safe, accurate and factual to say that as far as the sign up process is concerned and their approach to customers, I’ve definitely experienced better.

I’ve been feeling unsettled about the stock market for years leaving my IRA in a money market account producing hardly anything because stocks seem to risky right now. What I like most about the service Dimitry provides is as follows:
1) you set up the account with Wells Fargo so it’s safe. It’s not under someone else’s umbrella where you could lose your principal. The account is in my name.
2) they don’t nickle and dime you for each service. Many of these companies charge to write a check, make a deposits etc. I like the straight forward approach offered here.
3) My self directed IRA started working for me right away when a friend wanted a 1^st trust deed. Now I’m safely yielding tax free income.
All in all this is a super system Sense Financial created and they are not opposed to hold your hand and walk you through the process. A+
Highly recommended.

Dmitriy is a wealth of knowledge. He has given me the information and resources that has allowed me to positively take control of my retirement account and watch it grow tax free. I highly recommend calling him to see how he can help you!

I engaged Dmitriy two years ago to setup a self-​directed IRA (SDIRA) for holding investment properties. I held properties in Arizona, Kansas, and Ohio. He helped me establish the LLC and get it registered in all three states. He also found a banker for me that would work with the LLC and SDIRA. He even setup the appointment. He also coordinated the activities with the IRA custodian. The overall process was somewhat confusing to me, but he made it simple. I was very pleased with his attention to customer service. He provided a lot of service for a reasonable fee.
Two years have since passed, yet he continues to follow-​up with me to see if I need any assistance. He obviously takes customer service serious long after completing his initial services.
I recommend consulting with Dmitriy if you are interested in a SDIRA.

During the election campaign I wondered how did Romney amass so much in an IRA.
«the value of Mr. Romney’s self-​directed IRA is between $ 20.7 M to $ 101.6M, with his own campaign saying the value is towards the upper-​end of that range.» Then at a Reddick seminar they recommended Sense Financial for self directed IRA help. This spring (2013) I signed up and converted my rollover IRA to a self directed IRA. This summer I used my self directed IRA to purchase 2 properties in Austin TX. I believe it is a great way to diversify my investments. Dmitriy answered my questions each step of the way.

Dmitriy is very professional and willing to take time to explain the pro and cons of the Self Directed IRA. A great resource for any small business owners! Highly recomend Sense Financial Services! A++++++++

Dmitriy and Sense Financial Services LLC has the knowledge and wherewithal to help you get what you need a Self Directed IRA or Solo 401(k) plan with no tax consequences, these are the guy’s to trust. I have known of Dmitriy and Sense Financial group for some time. I have seen him in person and the presentations he does. I truly believe in his ability to get me what I need when it comes to my financial investment accounts.

Great resource for solo 401ks! Dmitriy is easy to work with, and also very knowledgeable and personal. Great resource for entrepreneurs and small business owners.

I first heard of Dmitriy and the 401k Solo account from a mutual client of ours. I had been looking for a way to get use Real Estate in my portofolio but did not want it managed by someone else nor did i desire to pay the fees. It was much easier than anticipated, and i am just getting started. The flexibility is great and Dmitriy is always there to answer my questions and address my concerns.

Dmitriy and the Sense Financial team are wonderful to work with!
Very professional, friendly and knowledgeable.
I help run the largest real estate club in Southern California and know lots of our members are happy clients of Sense.

Dmitriy Fomichenko and the Sense Financial Services team is a great resource for anyone looking to self direct retirement funds.
With that said, I wanted to share my experiences. I recently closed on an investment property in Toledo, OH which is really mind blowing considering only a few months back I truly thought my investment power was tapped out. I had talked with a few lenders and the fact was I could not qualify for any more investment property loans… especially with the current state of lending market. Anyway, I was introduced to Dmitriy and Sense Financial at a recent real estate meeting hosted by the Marshall Reddick Real Estate Network. The information I learned was phenomenal. I learned that I could diversify my retirement portfolio by using funds from my Roth IRA to buy real estate. This is exactly what I did.
With the help of Sense Financial I was able to create an LLC and move (self-​direct) a portion of my Roth IRA funds from my current Morgan Stanley account to the LLC where I now have checkbook control. The process only took about 6 weeks and the Sense Financial team was there to guide me through the entire process.
The best part about the whole scenario above is that I was able to purchase this property for cash through my Roth IRA thus all the income (rental income, capital gains, etc) will be tax free. How is this possible? Well, the funds in my Roth were taxed beforehand and thus since my Roth IRA owns the LLC I created and the LLC is buying the property all the income and expense associated with the property will run through the LLC. Therefore all the rental income I receive as well as any capital gains down the road when I sell will all go back into the LLC which ultimately will go back into my Roth IRA. Of course this means I cannot personally use any of this rental income or any capital gains until retirement age, but what a fantastic way to be able to 1) invest in real estate with retirement funds as well as 2) diversify those retirement funds in other vehicles besides stocks, mutual funds, etc.
If anyone out there is interested in self directing retirement funds i highly suggest you contact Sense Financial. Considering my experience I’m confident they would take care of you just the same, in a highly professional, knowledgable manner. Additionally, if you want more specifics on my experience feel free to contact me. I’d be more than happy to chat with you.

I had a very positive experience working with Sense Financial to convert my Traditional IRA into a Self-​Directed IRA LLC. This was a complicated process with many steps and lots of paperwork. The Sense Financial team guided me through it efficiently and made it very easy for me. I felt comfortable working with them. I trusted in their abilities and they did not let me down. Dmitriy is very knowledgeable and was able to answer all of my questions with extreme professionalism and patience. Ultimately I ended up with exactly what was promised and I am very happy.