My Lending Place

Austin, United States

4

4 reviews

Accepts Credit Cards

Contacts

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Telephone:
+1 512-996-8194
Website:
www.mylendingplace.com
Address:
401 Congress Ave Ste 1540, Austin, TX, 78701
Downtown
Nearby public transportation stops & stations:
0.3 miDowntown
0.4 mi5th/Rio Grande
0.7 miCongress and Riverside
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Bussiness info

Accepts Credit Cards
Yes

Today

Today –
Local time (Austin) 3:42 PM Saturday, June 21, 2025

Business hours

Monday –
Tuesday –
Wednesday –
Thursday –
Friday –
Saturday –
Sunday –

Description

Specialties

We specialize in all types of residential mortgage loans and home equity refinancing. We also do investment home loans as well as «cash out» loans.

Or if someone just wants to lower their loan’s rate – we do this too.

What makes us different than all the other mortgage companies?

In addition to offering low rates and low closing costs, we structure each loan so it compliments one’s overall financial situation. For some, this may mean doing a cash out refinance and paying bills off. For others, this may mean doing a NO PMI 80⁄15 type of purchase loan.

We serve the entire state of Texas and are based in Austin, Texas

www​.mylend​ing​place​.com

512−996−8194

PS. And we never charge application fees.

Meet the Business Owner

Jon S.

Business Owner

Jon Spears is a licensed mortgage broker in Texas.

Mortgage broker #56 651

He graduated from Abilene Christian Univ with his BS degree. He has a family and loves spending time with Jordan and Katelyn.

He wants a dog but doens’t want to go through the «puppy stage» so he’s waiting on J/​K to get a little bigger.

In addition to mortgage lending, Jon offers Term Life Insurance via www​.tex​as​termlife​.com

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4 reviews of My Lending Place

No registration required
Place rating: 5
Austin, TX
Working with Jon and Deanna to buy my house over the past month has been incredibly easy. Requested quotes on MLK day, when my bank, Chase, was closed, and Jon had estimates and rates out to me the same day. Chase took 5 more days to get back to me and their rates were worse.
The estimates of closing costs were spot on (only $ 68 off on a $$$ purchase) and we could have closed even earlier, but the sellers weren’t ready. nice!
Place rating: 1
Austin, TX
I also contacted Jon after reading other reviews. who seemed alright until I was pawned off on another individual in a different office who was extremely unprofessional and incompetent. Finally got tired of the run around and unresponsiveness that I moved on to a more reliable person/​company that my realtor recommended. Good luck if you try them out!
Place rating: 5
Pflugerville, TX
Jon is such a nice guy, but the best thing about him is his HONESTY.
Great company and no B.S. lending.
Highly recommended.
Place rating: 5
Austin, TX
I can’t say enough good things about Jon and
Jon made what can be a daunting task and made it about as simple as it can get. He explained things in detail and offered to go over everything again (and again) until we were clear on everything. I’m still impressed by the level of service he has provided and have referred our friends to him as well. Simply put… he is outstanding!