David Garrett

Imagine you’re free falling down a waterfall… only to splash land in a river without a life jacket. This is how I felt buying my first home. That is UNTIL David came along and not only handed me a vest, but built me a raft which he guided to land. I couldn’t have done it without David’s superb judgement and unwavering patience. I can’t recommend him enough and will be forever grateful for his stewardship.

David was instrumental in helping us get a very difficult loan. He patiently lead us through the challenging process and made it happen. When the bank made an error in rates he honored what he had told us despite a personal cost to him! Really above and beyond and we truly appreciated it.
I’d recommend David to anyone looking to get a mortgage done.

I signed up for Unilocal just to review David because he was so incredibly helpful with my loan process.
He assisted me in purchasing two properties in Los Angeles in very competitive, multiple-​offer situations.
Without his prompt and clear help during the submission of my offers I don’t think they would have necessarily been selected by the seller and listing agent.
Once we were in contract every issue that came up was dealt with in a way that made everyone (myself, the RE agents, the sellers) all very comfortable and happy.
I recommend David highly without any reservations and am comfortable and confident knowing that he will be a part of any future Real Estate transactions.

Choosing a mortgage is one of life’s most stressful decisions and we are so thankful we had David Garrett with us the whole way through the home buying process, he is a gem!

Since getting credit has gotten more difficult and cumbersome over the last few years (even for credit score rockstars), I can’t recommend highly enough the use of a reputable mortgage broker to run interference with the big bad banks.
Enter David Garrett.
I met David through a work project a few months back, and he was kind enough to update me on rates, etc. during the months we were considering a refinance on our home. When we were ready to push the button in early August, he was ready with a comprehensive checklist of items he needed to see the process through. And of course, we had a few «special circumstances» that would make the process just a little more challenging. OCD as I am, I had just about every document he needed (from tax returns to W2’s to paycheck stubs) at easy access on the computer. After providing the items in question, he needed precious little else from us, and he or Jana (his coordinator) were in touch almost daily to update us on the status. When loan docs were ready at the end of August, a notary brought them to our home after work for signature.
We started the process in early August and the refi closed in early September in about a painless a process as we’ve ever had. David was proactive, communicative, and professional every step of the way, and the rate was very competitive.
Whether you’re buying a home or refinancing the one you’re in, I recommend David Garrett without hesitation.

We had just gone through the wringer trying to refinance our mortgage with Wells Fargo, which was our current lender. Even though we had 8 years of good history with them, they kept throwing up roadblock after roadblock in our loan process and we were disgusted and decided to look around for another lender, but we had no idea about where to start.
Enter David Garrett. He got us on the phone, asked lots of questions upfront and got to work for us right away. Within just a few days, he had identified a lender that met our needs and locked us into a loan with them at a lower rate than Wells had offered. From that point on, everything went like clockwork. We communicated regularly with David and his assistant Janna almost daily by phone or email. Their documentation and checklists helped keep us on track to make sure all the details were accounted for. Our closing occurred exactly when David said it would. The whole process too about half the time we spent spinning our wheels with Wells.
If you want someone you can trust to make your real estate loan process go as smoothly as possible, get with David Garrett!