Samuel Spinella – TurnKey Mortgage Solutions

Specialties

Have you ever walked into a mortgage office and felt like the loan officer was speaking a foreign language? If so, you’re not alone. From acceleration clauses to desecuritization to yield spread, the mortgage industry has its very own dialect that — to the uninitiated and the layperson — can just sound like so much jibber jabber.

My clients know that I will always tell them the truth — even if it’s not what they want to hear. In the mortgage industry, a little white lie or even a simple omission — usually told to land a commission — will all too often cause a deal to crash and burn. I’m committed to addressing potential issues before they turn into problems, shining light into any shadowy areas and confronting them head on, instead of just sweeping them under the rug. Every transaction isn’t just about numbers, rates, and fees: Rather, I see transactions in terms of relationships, in which negotiations are actually conversations.

Meet the Manager

Samuel S.

Manager

Sam has been in the mortgage industry for the last 10 years. This experience has taught him how to master making loans work for clients by: knowing how underwrites think, knowing what underwrites want to see, staying up-​to-​date of current guidelines and programs, and listening to his clients to ensure they receive what THEY want. He is committed to his clients and if a client ever has a special area of concern he will do his homework and ensure there are no issues that may come up down the road.