We’ve used McMillan & Terry a number of times now(4? 5?) — for a couple of closings and at least two refinances, and they have always done a great job. I can’t say that I really want to have to sign another stack of documents getting myself deeper into debt, but at least if I do, I know that they’ll do a fine job getting all the documents into place and passing them across the table for me to sign. Is that a good sign? It certainly isn’t a bad one. I’ve never had to wait on them to get everything organized — they are good to go when they say they will be, and everything gets filed when it says it will be filed. While they charge money for the service, who doesn’t?