Land Home Financial Services Inc

Specialties

We are a family owned leading direct lender business with a mission to provide diversified funding options & consistent, superior, personalized service to our clients & partners.

Our specialties include: Automatic VA lender, FHA, Reverse Mortgages, Manufactured Home Loans, High Balance, USDA, Jumbo Non-​Conforming, Multiple Properties Financing, Unlimited LTV HARP 2.0 direct lender, Construction to Permanent, Down Payment Assistance Programs.

We are Licensed in 47 States and DC and have branch offices in California, Nevada, Colorado, Oregon, Washington, Minnesota, Indiana, Illinois and Hawaii.

California Bureau of Real Estate License #988 341 | NMLS #1796

We are «Your Preferred Community Lender».

History

Established in 1988.

We opened our doors and began a dream. But this was more than the launch of a company, it was the realization of Brad Waite’s vision of what a Mortgage Company should be. Built on relationships and trust, Land Home spends every day ensuring the needs of the community are first and foremost, with the transaction always second. Land Home’s focus has and always will be on the very community that supports them.

Over the course of 25 years, we have expanded our manufactured home lending model into an entity that handles both wholesale and retail products, specializes in VA loans and services the majority of the loans it originates. Proud to be a mortgage bank that consumers can count on, we not only survived the mortgage crisis of 2008, but we thrived. Ballooning to over 600 employees with licenses in 46 states and the District of Columbia. Ranked 35^th Out of Top 100 Mortgage Companies Nationwide by Mortgage Executive, Land Home is proud to be your preferred community lender.

Meet the Business Owner

Brad W.

Business Owner

Brad is the Founder, President and CEO of Land Home Financial Services, Inc. (LHFS). LHFS was established in 1988 with the mission to establish parity in Manufactured Housing financing to that of traditional site built financing. Brad felt as the quality of manufactured housing construction caught up with that of traditional site built homebuilder, financing should be on par. With a commitment to a community centric lending model, solid business acumen and hard work, Brad has grown LHFS into a nationwide brand operating in every aspect of residential mortgage lending.

LHFS is a Fannie Mae and a Freddie Mac Seller/​Servicer; a GNMA approved issuer, an unsupervised HUD approved Lender and has been a VA automatic approved lender for 25 years. LHFS has licenses and the authority to lend in 47 states, and the District of Columbia. Headquartered in Concord, California, LHFS has grown to 4 Divisions, 50+ branch offices and 600+ employees. LHFS is currently servicing over 4 Billion in