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Specialties
Advantage Credit Counseling Service is a Non-Profit organization that has been successfully assisting consumers with financial trouble for over 44 years by providing free expert credit counseling and our Debt Management Program. As a Non-Profit Consumer Credit Counseling agency incorporated in 1968, Advantage Credit Counseling Service educates consumers about wise debt management and the responsible use of credit. The agency enlightens and assists thousands of people each year through our credit counseling, debt management program, and various community education programs. The services of Advantage CCS enhance our clients’ lives, their family stability, and the community. We provide private and confidential consumer credit counseling, bankruptcy counseling, bankruptcy education, a Debt Management Program, Credit Report Review service, Housing Counseling, and much more!
History
Established in 1968.
With over 43 Years of non-profit experience Advantage Credit Counseling Service (ACCS) is well suited to offer expert consumer credit counseling and debt consolidation. Every year ACCS helps over 30,000 consumers — from all income levels and all walks of life — who are overwhelmed by financial troubles.
Since 1968, our primary goal has been to provide education on sensible money management practices and the wise use of credit. This is achieved through our extensive offerings of credit, budget and housing counseling and community financial literacy workshops.
Meet the Manager
Stephen P.
Manager
Stephen Piotrowski is the President and CEO of Advantage Credit Counseling Services. He joined the agency in February of 2002. He also has served on the agency’s board since 1989.
Prior to joining the agency, Mr. Piotrowski worked for Duquesne Light Company, a Pittsburgh-based electric utility, for thirty years. While at Duquesne Light, Mr. Piotrowski held the senior management positions of General Manager of Customer Service and General Manager of Marketing and Product Development. Areas of responsibility included the call center, credit and collection, Universal Services, PUC relations, and customer service.
Mr. Piotrowski also served as Board Director of Financial Advantage Federal Credit Union located in Homestead, Pennsylvania, for fourteen years and held the position of President of the Board on four separate occasions.
Mr. Piotrowski received a Bachelor of Science degree in Accounting from Robert Morris University located in Pittsburgh, Pennsylvania.