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+1 925-963-8089
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| 2453 Discovery Bay Blvd Ste 300-12, Discovery Bay, CA, 94505 | |
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History
Established in 1988.
A Business & Health insurance gurus since the 80’s, a business from generation to generation. We do small group health insurance, large group, corporate group health insurance, disability and health as well as benefits and workers compensation.
The comprehensive coverage you need:
Auto, home, motorcycle, renters, condo, HOA Insurance, life, annuity, term, whole, group health, individual health, flood, and earthquake insurance.
Business commercial Insurance /commercial property /casualty products Include:
business owner’s policy
HOA insurance — Homeowners associations
Commercial Automobile
General Liability
Professional Liability (E&O)
Employee Practices Liability Coverage
Commercial Bonds
Workers’ Compensation
Umbrella Excess Liability
Property, Including Builder’s Risk
Specialty Coverage
Directors and Officers
Trade Credit
Financial Institution Bonds
Forced-Placed Insurance
Pollution/Environmental
Data Breach/Cyber Liability
Group Employee Benefits
Meet the Business Owner
Patrick N.
Business Owner
Agent vs. broker
Which is right for you? It depends. An agent representing a carrier directly may be able to offer you a lower rate, easier plan changes and a closer relationship with the insurer. A broker, on the other hand, may be able to find you a better fit by combing the market.
If it seems like a tossup, your best move may be to research agents and brokers online and even meet a few before choosing your approach. And, understand that there’s little advantage to working with multiple agents because a broker can approximate the same results.
Agents and brokers make their money through commissions paid by the insurance company for making the initial sale. As incentive to keep you a happy camper, they can receive additional compensation when you renew.
What’s the risk in forging ahead into the insurance market without an agent or broker?
«You may choose not only the wrong product, but you may not be with the carrier that is going to help you the most»
