Ideal Credit Union

Specialties

For financial success in life and business,

Ideal Credit Union is a full service financial institution, founded in 1926 and proudly serving banking customers throughout Minnesota’s Twin Cities area. We are a non-​for-​profit local financial cooperative, meaning Ideal CU returns profits to members in the form of better rates and services.

Membership is open to anyone in several surrounding counties. Those outside the six-​county area may join with a small donation. Complete membership information is available on our website or by calling a customer service representative.

We offer many of the same services of a traditional bank, including:

* Loans

* Mortgages

* Checking

* Business services

*Online & Mobile Banking

*Mobile Check Deposit

*ATM access

Savings accounts are federally insured by the National Credit Union Administration (NCUA). We are governed by a volunteer board of directors, elected by Ideal CU members.

Enjoy the perks of Ideal CU membership and exceptional service. Visit one of our five convenient locations in Eagan, Hugo, North St. Paul, West St. Paul and Woodbury.

Call today for more information.

History

Established in 1926.

In 1926 a group of forward-​thinking postal employees formed a financial cooperative, giving birth to St. Paul Postal Employees Credit Union (now Ideal Credit Union) where membership was limited to only postal employees. As the credit union thrived, membership was opened to family members, select employee groups and those who joined by donating to a local Scholarship fund. Then, in 2002, membership opened further to residents of Washington, Ramsey and Dakota counties and later to Anoka, Chisago and Hennepin counties in 2006.

Postal Credit Union officially changed its name to Ideal Credit Union in June, 2014. This change was a thoughtful and strategic move by management and the credit union’s board of directors. Extensive research showed the credit union needed a name that would better align it with its broad and diverse community-​based membership, and provide a foundation for growth in the years ahead.