Vanguard Funding

Garden City, United States

1

Closed now

1 review

Contacts

QR code, vCard

Telephone:
+1 877-881-0010
Website:
www.vanguardfunding.net
Address:
300 Garden City Plz Ste 170, Garden City, NY, 11530
Nearby public transportation stops & stations:
0.9 miCarle Place
1.3 miMineola
1.5 miCountry Life Press
Categories:
QR code
Download QR Image Download vCard

Map

Streetview

Activate map

Today

Today 9:00 am – 5:00 pm
Closed now
Local time (Garden City) 7:40 PM Friday, November 29, 2024

Business hours

Monday 9:00 am – 5:00 pm
Tuesday 9:00 am – 5:00 pm
Wednesday 9:00 am – 5:00 pm
Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 5:00 pm
Saturday –
Sunday –

Description

Specialties

Unsurpassed Service:

From the initial applications through to closing, our team of lending professionals

ease you through every phase of the loan process. We believe every customer

deserves our very best… so that’s what you always get.

Total Professionals:

At Vanguard, we understand that obtaining a mortgage in today’s market can be a

complex and sometimes emotional event. That’s why our talented team provides

more than financial expertise: you’ll receive the respect and patient, caring service

that makes the entire loan process smooth and stress-​free.

Diverse Product Offerings:

We do it all… and we do it better than anyone. Whatever the specific need,

Vanguard can customize the ideal lending solution:

* Purchases

* Refinance

* FHA

* Fannie Mae/​Freddie Mac

* FHA 203K

* Reverse Mortgages

* Jumbo Loans

* Conventional

* Non-​Conforming

* Stated Loans

History

Established in 1993.

With over 19 years of experience Robert Jayne is a recognized leader in the mortgage industry. Over the years he has built personal relationships with both consumers and business professionals. Robert always has the best interest of the client in mind. He takes the time to meet with each of his clients in determining what the overall financial goal is. His relationships are the most valuable part of his business and is demonstrated in each business partner referral he receives.

Robert has become a recognized figure within the reverse mortgage industry, he is a Certified Reverse Mortgage Professional designated by the National Reverse Mortgage Lending Association. He has focused on actively educating financial professionals such as financial planners, estate planners, accountants and attorneys on how a reverse mortgage is being used as a financial planning tool now more the ever before. His expertise has allowed Vanguard Funding to become certified to give CFP and CPA continuing educa

Meet the Manager

Robert J.

Manager

Robert has become a recognized figure within the reverse mortgage industry, he is a Certified Reverse Mortgage Professional designated by the National Reverse Mortgage Lending Association. He has focused on actively educating financial professionals such as financial planners, estate planners, accountants and attorneys on how a reverse mortgage is being used as a financial planning tool now more then ever before. His expertise has allowed Vanguard Funding to become certified to give CFP and CPA continuing education credits on the reverse mortgage product.

His value in this industry is identified not only for his clients and ethics, but also as a mentor for industry new-​comers. His expertise encompasses not only Reverse Mortgages but Conventional, FHA, and 203k rehabilitation loans. Robert is a licensed loan originator in 8 states, NMLS # 3378.

Related places

You might also consider:
220
ft
Guaranteed Rate
100 Ring Road W
220
ft
Davis Mortgages
100 Ring Rd W
230
ft
Mortgage Funding
100 Ring Rd W Unit 102
710
ft
The Mortgage Bankers
100 Garden City Plz
710
ft
Mortgage Banking
100 Garden City Plz
830
ft
Associated Mortgage Bankers
600 Old Country Rd

Vicinity

Near this location:
150
ft
Mint Restaurant & Lounge
1 Ring Rd W
210
ft
Worden Capital Management
100 Ring Rd Ste 210
220
ft
Eagles Nest Realty
100 Ring Rd W
220
ft
Realco Development
100 Ring Rd W Unit 210
220
ft
Bisys Insurance
100 Ring Rd W
230
ft
Law Offices of Jan D Goldman & Associates
100 Ring Rd W Ste 209

1 review of Vanguard Funding

No registration required
Place rating: 1
Ridgewood, NY
On 2÷25÷2015, I was contacted by German Concepcion in regards to applying for a mortgage loan. I did not contact him, he solicited me. After discussing my situation I agreed to apply for a pre-​approval. Mr. Concepcion, after being provided with all my documents, quoted me a loan amount of $ 215, 000 loan 3.5 down (7,000). I agreed to this loan amount. However that very afternoon the first written correspondence I received from him indicated a loan amount of $ 210,000. I contacted Mr. Concepcion via telephone and he stated that the number did not fit and had to be lowered. I accepted this against my better judgement I should have known at that time that if a person’s does not keep their word they have no character.
On 2÷26÷2015, I received my pre-​approval letter. It indicated a down payment of ten percent. I contacted Mr. Concepcion to ask him why did the pre-​approval state ten percent. This fast talker stated to me that it was just put there because I indicated that I might put ten percent down but that it had nothing to do with the the loan. «Its just there.» and does not affect the amount of the loan. He continued to insist to leave it on the pre-​approval but I insisted it be removed especially since as he indicated it has nothing to do with my loan. Thankfully this conversation took place in my office via speakerphone. At this time Mr. Concepcion agreed to have it removed. Later in the afternoon he sends me an email and a pre-​approval letter indicated a loan amount of $ 200,000. I contacted him and he states to me because I decided not to put the ten percent down which is not what was agreed upon (he quoted me 3.5 down (7000) loan amount of $ 215, 000). Mr. Concepcion lies and states that we discussed the difference between FHA Loans and Conventional Loans. More lies, We actually discussed FHA Loan and VA loans.
I wasted two days on someone who apparently had no intentions of being honest and did not give me the benefit of the doubt that among change after change I would not stop to think.
This morning I unfortunately had a conversation with his Boss, Michael Mr. Chiffone. Nonchalant, un-​apologetic, pretentious are all words that come to mind. My advice is if you find yourself dealing with this company record everything. Dishonesty, bait and switch come to mind.
I will also be forwarding my complaint to the Better Business Bureau, The Consumer Complaint Agency, The State Regulatory Board and The Attorney General. I provided personal information and documents that I would not have done otherwise if German Concepcion would not have lied to me.