Pence Brooks & Shepherd Insurance

Specialties

We are a multi-​faceted insurance agency specializing in commercial and personal insurance needs. Our consultative approach provides for a unique experience and takes the guess work out of determining what coverage is best for you and your family. With access to over ten different insurance companies we will find a solution that meets your needs.

History

Established in 1905.

Pence, Low & Brooks Insurance is an independent insurance agency that serves clients on a state and national level with a focus on local and surrounding communities. While Pence, Low & Brooks Insurance was incorporated in 1990, the agency has served the community for over 100 years. Here is a chronology of our agency’s history:

* 1905 — Lawrence Wood Agency

* 1922 — Lawrence Wood & Son

* 1965 — Tracy-​Elsbury Agency

* 1976 — Charles Elsbury Agency

* 1987 — Elsbury-​Spencer Insurance

* 1990 — Pence, Low & Brooks Insurance

The American Agency System is the system by which insurance policies are sold through independent insurance agents. This is in contrast to the system of selling insurance through company representatives who write insurance for only one company. As a result there are many benefits associated with dealing through an independent insurance agency like Pence, Low & Brooks Insurance. For more information or to get a quote visit us at: www​.pencelow​brooks​.com.