Brett Lightner – Caliber Home Loans

We put off a refinance for years, we were a lazy, had the equity but couldn’t get our financial plan in order. Brett went above and beyond helping us both get our finances in shape, then secure a fantastic rate. From day one, we felt like valued clients, his team was responsive and professional. Every question was answered, every choice to be made was discussed and explained. Everyone seems to have «a friend» in the mortgage business. Brett is that friend!

I just closed on a house and I had to write a review on how amazing Brett and his team were. Brett was honest, reliable and extremely efficient. When I started the home search process I contacted 5 different mortgage providers to get different rates and get to know them. Brett blew everyone away. He was so efficient and always took the time to answer my questions and he knew his stuff. I am so glad that I went with Brett and his team. They closed the deal so quickly, less than 3 weeks! Even the seller of the house who flips houses told me that the team that I used was so efficient and made the process pleasant and easy and was so great to work with. I cant say enough nice things about Brett. I am just sooooo grateful that Brett was there. This was my first house purchase and he educated me on all the things that I should know, gave me advice on future issues that may arise and said that if I had any questions too in the future I could always contact him. If you are thinking of buying a home or refinancing or whatever, I HIGHLY recommend contacting Brett. You will be so glad you did. If you are a seller and you see that the buyer is using Brett, you are very lucky.
Thanks Brett and the Cobalt Mortgage team. I love my new home!!!
Mariam Thomas, M. D

Brett and his team are incredible! They really take the time to walk you through the process for getting approved to purchase property, locking a loan rate, and refinancing. Brett was available to answer any and every question my husband and I had (and we asked A LOT of questions!). Brett and his team are efficient and quick. Anything they say they’ll do, they do it faster than you expected. We highly recommend Brett!

brett .got us a great rate and walked us through every step of the process
no surprises… he and his office staff were there to answer every question
i have recommended him numerous times
thanks again brett
steven dick

Brett put together refinances on two properties that were extremely complicated… anyone else would have dropped them. Not only did he make sure they went through, but he got us unbelievable rates! He is honest, reliable and an excellent communicator through the entire process. I will recommend him to anyone who asks!!! Many thanks!

Brett and his assistant Ruth were champs in my home purchase that was finalized today. From pre-​qualifying all the way up to signing escrow papers, they were professional, prompt, friendly, and helpful. When I called the first time, I thought my dream property was over my head, but their assistance and guidance helped make my dream come true.