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Specialties
Financial Planning, Mortgages, Insurance, and Annuities.
Investment planning (personal and 401K/Retirement funds) with financial plan is provided with no fee for Assets Under Management.
Home, auto, liability, and Life Insurance
We are both a Mortgage Broker and a Direct Lender making our own credit decisions and using our own funds for the mortgage. The mortgage that is best for the client is what is important.
History
Established in 2012.
Sal Guardino, CFP® has been a Mortgage Loan Consultant since 1989. In 2012 he completed the long process to become a Certified Financial PlannerTM as well.
Sal is a complete Financial Advisor with education, training, experience, and certification in Financial Planning, Investments, Insurance, Tax Planning, Estate Planning and Mortgages.
Unlike most others in the industry, Sal Guardino doesnt have to pay a fee to have a desk in a Realtor’s office so he doesnt have to charge clients in such a way to cover that unneeded expense. As a CFP® he always offers what is best for the client: Not him, not his company, but you the client. Only someone with a fiduciary obligation has that as a requirement.
For Financial Planning, there is no fee for Assets Under Management. A platform that consolidates, organizes and tracks client financial accounts is provided and maintained.
Meet the Business Owner
Sal G.
Business Owner
Mortgage Loan Consultant since 1989
Certified Financial PlannerTM
Sal is both a Direct Lender and a Mortgage Broker.