Ruffin & Associates Community Bank Consultants

Specialties

Ruffin & Associates, LLC specializes in consulting community banks to enhance financial performance through increased yields, increased non-​interest income, reducing non-​interest expense, and the introduction of new producst and services.

Meet the Business Owner

Charles R.

Business Owner

Hello, my name is Charles Ruffin. I am the President of Ruffin & Associates, LLC Community Bank Consultants. As a community banker, I fully understand the competitive challenges Community Banks face at all levels: Board of Directors, President and CEO, CFO, and COO. In keeping with this statement I wanted to provide my clients with a snapshot of who I am and the breadth of knowledge and experience my company and I can bring to your organization.

President and CEO — 9 years

President and COO — 5 years

Executive Vice President and CFO — 5 years

Senior Vice President and Senior Lender — 5 years

Senior Vice President and Senior Operations Officer — 11 years

Information Management Officer and Information Security Officer — 10 years

Our experience is unique in that it includes Commercial Lending, Bank Operations, Investments, Asset Liability Management, Data Processing, Disaster Recovery, and experience in working with all four regulatory agencies (State, FDIC, OCC, and Fed Res)