Wholesale Capital Corporation

WCC stands for We Can Close… cuz they do!

Just finished a deal with is group in November. The deal as a whole was not awful, so long as you do not have to deal with Amanda Torres! She is unknowledgeable and unprofessional. She is so busy trying to do the jobs of EVERYONE else, and screwing it up as she goes, that she just makes the process more difficult! Then she spends all of her time badmouthing and blaming EVERYONE, when it is obvious she caused the problem. Negative stars would be the true review here!

A horrible experience with my refinance. My SR. Loan Officer Jim Angle was disrespectful, misleading, and rude to say the least. When a rate is locked it should never change. Especially after more than a month has passed by and your about to receive your loan docs. Just a couple days maybe less before receiving loan docs I found out last minute that the loan will be at a higher interest rate than it was originally locked and agreed upon. Waisted over a month when all this time according to Jim everything was fine. No it’s not fine to hike up a interest rate not agreed upon. Very unprofessional!

Wholesale capital has helped my family a few times they are super friendly. They get things done in a timely manner. Nelida Fernandez is the best loan officer very professional and always finds a way to make things work A+ and highly recommended

I love Wholesale Capital Corporation! We were attempting to purchase a home through a local (gold jacket) real estate agent in Norco, CA. We submitted an offer for $ 25k over the asking price the very day it went on the market, along with our pre-​approval letter, not a pre-​qualified letter, approved. Though our gent told us that our offer was not accepted. As it turned out, the seller (a flipper) of the home didn’t «really» deny our offer, he just told our agent that he requires all of his buyers to go through Brian Leiterman at Wholesale Capital Corporation, because once Brian Leiterman approves someone they DO NOT fall out of Escrow. With this seller being a flipper, time is definitely money, and he doesn’t have time to play agent/​lender games, (providing pre-​approval letters without fully vetting the buyer, etc.), only to have allegedly approved buyers fall out of escrow after several weeks. Which requires the seller/​flipper and his selling agent to start the process over with the next buyer on the list, at this point, not only has his time been lost/​wasted, but his profit margin is clearly dwindling. This flipper simply buys, upgrades/​repairs, he has a full crew, he does not cut corners, he has a licensed contractor/​sub-​contractor for everything you could imagine that you would need for repairing and/​or upgrading a home. They all do a great job, which allows him to sell quickly, and move on to the next home to flip. As you can imagine having a credible and reliable lender like Brian Leiterman at Wholesale Capital Corporation is equally as important to this seller as all of the other people involved in his flips.
Unfortunately, our agent left all of that information out, and just wanted us to move on to the next house. Of course, using his lender for our financing. In hindsight, I feel strongly that our agent has a kickback agreement with his lender. Our agent’s lender approved us and emailed me our approval letter in about 30 minutes, seriously? How well could he have vetted us in 30 minutes?
Brian is hardworking and honest, he gets people the best deal he can based on your individual situation. He got us a low, low 30 year fixed rate, much lower than our agents lender had for us, and Brian funds loans through reputable companies; e.g., our loan is with JP Morgan Chase. He and the staff at his Wholesale Capital Corporation office all work with a strong sense of urgency! Which mirrors my style perfectly.
We first saw the home on 4/​29, the day it came on the market. I received an email notification that day though some other reality website, our agent did not even know it was on the market, we had to tell him about the home. He called the seller’s agent, and met us there to view the property. We knew we wanted it, so we made our offer that same day through our agent, offering $ 25k over asking, along with «his» lender’s pre-​approval letter.
A couple of days later our agent came back with bad news, our offer had NOT been accepted! How could that be? We offered $ 25k over asking price! But we are not the type of people to simply take no for an answer, so we contacted the seller’s agent and got the truth, I then wrote a letter to the seller, and Voila, our offer was accepted with one minor contingency, we must use Brian Leiterman at Wholesale Capital Corporation as our lender, because as I said, once Brian approves someone they DO NOT fall out of Escrow, and as a nice surprise, the seller wanted us to resubmit the offer for asking price, so that was a nice $ 25k savings!
I contacted Brian, he sent me a detailed list of the documents he would need from us, and a few action items for us to do to bring up our FICO just a few points. We quickly went to work gathering everything and following his instructions to a tee. I think we amazed Brian with our promptness and attention to detail! He would request an item, I would quickly obtain it, scan it and email it right back to him, and then ask, «What next?» We opened Escrow though Brian Leiterman on May 13^th, and closed escrow on June 13^th. We celebrated the fourth of July in our new home!
Hindsight is ²⁰⁄₂₀. If we had it to do all over again, we should have fired our agent the day we discovered that he essentially lied to us, or at the very least insisted that he apply a majority of his ill-​gotten commission to the down payment on our home. The home that WE found, WE negotiated, and WE obtained financing. Oh well, we are in our dream home, and even though that agent received a fat commission, which he clearly did not work for and did not deserve, we all know what they say about KARMA!
We recommend Brian to everyone we know who is refinancing or buying. He’s our lender, and should be yours too! Thanks, Brian! :)

Wholesale capital corporation was great there is no BS with them, straight to the point. I was in a crunch because I had to sell and buy at the same time Nathan and Sofie and Melissa came through very quickly. I couldn’t be more happy! I would recommend them to anyone.

We bought our house with them, we recently just did a re-​fi with them, nothing but great things to say about our friends at WCC, Jim Angle & Nora Lopez were a great team. We did have to wait for awhile, but it was all worth it and we got everything we anticipated and more! Trust in your WCC team, they will make your dreams come true.

I can’t say enough positive things about this company. Ryan Hoffman is fantastic. He helped us navigate our first home purchase and was exceptional at helping us deal with a less than stellar sellers agent. I now currently working to refinance and as always Ryan and his team are knowledgeable, dependable and personable. I feel like I’m dealing with a person that truly cares about me. He’s always been honest and upfront and most importantly available to answer the numerous questions I have. I especially like how even after our loan was moved to a different company; Ryan still takes the time to answer my questions. Like he always says «I will ALWAYS be your loan officer!»

My experience with Wholesale Capital Corporation was an amazing one. Felicia my loan officer was very knowledgable, efficient, and one of the nicest people I’ve ever done business with.
To this day if I have any questions she has an answer for me and is eager to help.
My loan was approved based on what I was comfortable with and once escrow started Wholesale Capital Corporation closed quickly! It was amazing.
Thank you!

I have worked with WCC through quite a few deals over the past several years. These loan officers know how to get it done; even in what has been considered a very tight lending market. They absolutely have a «can do» attitude which sets them apart from the rest. A special shout out to Ryan Hoffman, Joseph Romero, Nathan Chabolla, Sophie Harvey, Sam Sepps and Nick Pantuso; all excellent loan officers.

Kurt was so great! He was awesome to work with. I would recommend him to anyone I know. I will definitely be back if I ever have any other home needs.

Adam Villeneda is my preferred lender. He just help me close VA purchase on a fantastic Lake Mathews view home for

Thanks, Wholesale Capital especially to Joseph Romero He’s very polite and answered all of our questions, phone calls and emails. We recommend Joseph to our family and friends.

Ryan Hoffman team is great. They are efficient and on time. We love their follow through and great customer service. Ryan and Wholesale Capital are recommended…

Ryan and his team are unbelievable. Ryan came to our client’s home in the evening and explained each and every document to our clients. He was patient and could answer every question and explained the process to our buyers so they understood it. He followed through with all the paperwork and communicated with our clients throughout the entire process. I highly recommend Ryan Hoffman and his team for your purchase or Re-​Fi loans.

WoW!!! Ryan Hoffman is awesome, as is the whole company. What I liked best was that everything is done in house processing and underwriting, so the right hand knows what the left is doing. They had my loan closed in 21 days during the holiday season…

Nick Cowan of Wholesale Capital Corporation has been so wonderful to work with. He has always kept me involed and up to date during the entire transaction. I would refer him to my friends and family who needed a credible Lender.
Thank you Nick for being so professional.

Wow! this company does what it says! Especially Roy Loo. He is a hardworking, gets back to you and gets the transactions closed very fast. I have even heard him talk about helping people with refinancing their houses and he knows a lot about this and can help you.

I was referred to a loan officer at WCC to purchase my first home. Needless to say, I was not impressed. The officer we were referred to did not get in touch with me after leaving several messages, and emails. I consider my time just as valuable as the next persons and Jim did not take that into consideration. My time was wasted and I have chosen to take my business elsewhere.

If you need a loan, I HIGHLY recommend Wholesale Capital Corporation. They have competitive rates and get the job done! Ryan Hoffman is an experienced loan officer who goes above and beyond to ensure his clients and his partners are taken care of. He offers a superb level of service to his clients and is easily available. He makes sure you are educated and provides information other lender’s don’t! Call him today at 951−488−3114.