I hired Mr Pedersen to handle my bankruptcy. He is honest and sincere in his work ethic. His fee was fair and reasonable. He not only handled my bankruptcy, but he also gave me excellent advice and took the time out of his work day to meet at my CPAs office, to assist me with tax questions/answers. He never charged me anything more for this and has always been extremely kind. I am so thankful I found him. He has also handled a bankruptcy for a dear elderly friend and she is also very happy with the services she received.