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Specialties
American Home Finance, Inc. is an Illinois Corporation. Founded in Chicago, Illinois in 1986, we have continuously been at the forefront of the Mortgage Market. Our main goal is to provide our customers with the best rates, the best service, the fastest turnaround times and the easiest access to a human being who can answer questions quickly. We have been in business for over 20 years; same business, same location. We have built a Nationwide business by doing the right thing at all times. We want you to feel you can recommend your friends to use us after closing. We offer some of the lowest rates with zero points in the industry and we don’t make any profit unless your loan closes. We recommend that you make several calls to find out what the market has to offer, then call us for comparison shopping. The probability is that we will have the best rates and points you can find! We are currently licensed to do business in Illinois and in Hawaii.
History
Established in 1985.
Types of Loans
Residential Mortgages
If you are buying a home (Condo, SFH or 2 – 4 Unit), we can generally get you a loan quickly and at the lowest rates available.
If your home mortgage is «upside down» we have programs to refinance you and help to get you back «right-side up».
If your monthly payments are too high for your budget we can find a way to get you lower payments.
Commercial and Business Loans
Loans for 5+ Unit Buildings, Commercial Properties, Construction Loans and other non-residential loans are available.
American Home Finance, Inc. also can help with these special types of loans:
3 – 4 unit building at 95% loan to value
New condos where the Association has not yet been turned over to the owners
95% on a 7⁄23 or 5⁄25 balloon loan
Programs that avoid PMI for 95% loan to values
Long term locks for New Construction with an up front fee that is returned at closing.
Cash out at 90% to pay off a divorced spouse
95% refinances
Bankruptcy discharge of less than 2 years
Meet the Business Owner
John R.
Business Owner
Lawyer, 30+ years in the morgage industry.