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Specialties
Residential Real Estate loans including–
Fannie Mae and Freddie Mac Conventional loans
Conforming and Jumbo loans
VA, FHA & USDA Government loans
H.A.R.P. refinance loans
Manufactured Housing loans or Real Estate
Personalized local service — Full Service Mortgage Banking
Cal-perm State employee loans
History
Established in 1989.
Vitek Mortgage in Placerville was previously independently owned Western Foothill Inc, which was established in 1989. Originally a Mortgage Brokerage firm, we joined the Vitek team as a mortgage banker. We have funded over $ 1.5 Billion in residential loans in the Placerville branch since we opened our doors
Meet the Manager
Steve C.
Manager
Your trust is my greatest asset, and I will offer you my experience, integrity, and knowledge to earn it. When you choose me as your lender, you will receive my 30 years of lending experience in El Dorado County. My extensive real estate background has allowed me to help countless clients, in a variety of real estate markets, to obtain the right home loan for their needs.
Before joining Vitek Mortgage in 2010, I was the owner of Western Foothill Mortgage, a local lender in Placerville for over twenty years. Vitek’s unique blend of core principles: Value, Integrity, Teamwork, Excellence, and Knowledge are the cornerstones of my personal work ethic and practices. With this combination, you can be assured of receiving superior service and personal care. The numerous top producer awards I have received throughout my decades in the business show my commitment to my client’s satisfaction. I am dedicated to helping you achieve your financing goals and exceeding your expectations.