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Specialties
The following is a partial list of the programs offered by Citywide Home Loans & CHL Mortgage with a brief description of the key elements of each. For a complete list of the programs we offer, please contact us.
Conventional Loans
Traditional loan programs that usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.
State Bond Loans
Programs that offer 100% financing to first time and repeat home buyers. These low cost, low interest mortgage program, enable more people to invest in their own homes.
Home Renovation Loans
Home loans designed to create opportunities to repair or improve existing homes and increase the value of homes.
Rural Housing Loans
USDA programs provide homeownership opportunities to individuals in qualifying rural areas.
Jumbo Loans
Loan Programs that offer financing for loan amounts greater than the convention or high balance limits.
FHA Mortgages
FHA-insured loans require very little cash investment to close a loan. There is more flexibility in calculating household income and payment ratios.
VA Mortgages
VA helps US Military service members, Veterans, and eligible surviving spouses become homeowners.
History
Established in 1998.
Founded on December 7, 1998 by Steven J. Goorman as Citywide Funding, his entrepreneurial, dynamic, and determined style has grown the small broker company of just 5 employees to the large corporation it is today. Even though Citywide Home Loans now employs over 400 employees and covers 13 states, the company still maintains its small company roots. Steve Goorman lives by the motto, «leadership is taught by example.»
Vision
Our vision for Citywide Home Loans and CHL Mortgage is to build on our success by seeking new opportunities for growth while keeping true to our rich history and values.
Meet the Manager
Jeff B.
Manager
Agents First
Named as one of NAR’s «30 Must Successful REALTORS Under 30 in the United States» in 2004, Jeff brings a plethora of personal experience to his position. Jeff understands the needs of a successful agent and the needs of an agent that is just getting started. You won’t find a more agent centric mortgage professional than Jeff.
Business Philosophy and Working Style
Jeff has provided the tools and programs which go a long way in creating an environment which encourages professionalism and success. He likes to think outside the box and create programs and strategies which enhance the working relationships of owners and their agents, loan officers and their clients. Jeff brings enthusiasm and excitement to the real estate & mortgage business with his creative ideas and exuberance.