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Specialties
We work with homeowners and aspiring homeowners in Southern California who want to know how financing a house can affect their financial future.
If you are a homeowner, I will help you identify your non-preferred debt and help you restructure your financing to minimize or eliminate your non-preferred debt, which will allow you to optimize your cash flow, minimize your interest expense, while maintaining maximum tax deductibility. You can then apply your newfound monthly cash flow to paying down other debt or increase your savings.
If you aspire to be a homeowner, I will help you identify your non-preferred debt and advise you on ways to minimize or eliminate that debt. I will also help you determine the most optimal down payment and mortgage structure to allow you to maximize your monthly cash flow, minimize your interest expense, while maintaining maximum tax deductibility.
History
Established in 1993.
Right or wrong, most prospective clients begin with the perception that every firm in an industry is like the next. All accountants do taxes the same. All electricians wire ceiling fans the same. All drywall companies hang drywall the same. I am a financial educator and professional mortgage strategist with over 15 years’ experience in the mortgage and financial services industries. I have helped thousands of families during my career and I can help you select the mortgage structure that best suits your specific situation.
As a professional mortgage strategist my expert advice and unique process will show you how a particular mortgage can either hurt your financial profile or help your financial profile and will provide you with a blueprint for greater financial success and give you the confidence and clarity to make that blueprint become a reality. I help you understand how your borrowing will affect your wealth, your cash flow, and your overall financial security.
Meet the Business Owner
Shawn P.
Business Owner
From the first day I went into business as a mortgage professional my primary focus has been creating value for my clients. The value that I create for my clients has evolved and increased in magnitude over the years as I have grown in my own understanding and grasp of financial matters. I have transformed my business from that of a traditional loan officer to that of a professional mortgage strategist and financial educator. I have earned highly coveted mortgage industry designations such as CMPS (Certified Mortgage Planning Specialist), CMP (Certified Mortgage Planner), CMA (Certified Mortgage Advisor), and CLA (Certified Liability Advisor).
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