Jude Vargas – Opes Advisors

San Francisco, United States

5

Open now

13 reviews

Does not accept credit cards

Contacts

QR code, vCard

Telephone:
+1 415-260-0616
Website:
www.opesadvisors.com
Address:
Personal Solutions Group 646 4th St, San Francisco, CA, 94107
SoMa
Nearby public transportation stops & stations:
400 ft4th St & Townsend St
520 ftSan Francisco Megabus
800 ftKing & 4th
Categories:
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Bussiness info

Accepts Credit Cards
No
Accepts Bitcoin
No

Today

Today 9:00 am – 6:30 pm
Open now
Local time (San Francisco) 1:38 PM Friday, July 18, 2025

Business hours

Monday 9:00 am – 6:30 pm
Tuesday 9:00 am – 6:30 pm
Wednesday 9:00 am – 6:30 pm
Thursday 9:00 am – 6:30 pm
Friday 9:00 am – 6:30 pm
Saturday 11:00 am – 6:30 pm
Sunday 11:00 am – 3:00 pm

Description

Specialties

Purchase and refinancing loans.

1st and 2nd Loans

Express Pre-​approval — submit an offer without no loan contingency

Delayed Purchase — take advantage of purchase rates after paying all cash for your property

Cash-​Out Refinance

Express Pre-​approval

Helping clients restructure debt to help with overall monthly/​annual savings.

Programs: 30÷25÷20÷15÷10 and 40 YR Fixed

All ARMs

FHA

FannieMae and FreddieMac relief programs

VA Loans

History

Established in 2006.

Moved to Opes Advisors at the end of 2014, to better serve clients.

The founders of Opes Advisors were able to create an innovative new advisory service, one based on trust and on the surprisingly groundbreaking notion that you need to consider the whole picture whenever you make a major financial decision. They built Opes Advisors on the promise that a holistic view of your entire financial life will bring smarter planning and a happier, more secure life, from wherever you are today, through to and into your retirement.

Meet the Business Owner

Jude V.

Business Owner

Jude is a California native and over 10 year resident of San Francisco. A graduate from USF’s School of Business, she is deeply rooted within the San Francisco business and lending community.

Jude believes in guidance, not sales.

She is a seasoned professional loan consultant and prides herself in educating all of her clients.

Her education from USF’s business school has helped her understand the market.

She will provide you with mortgage information, loan options and the assistance you’re looking for.

She knows that each client has specific needs, so strives to meet those needs with quality service and individual attention.

With a variety of loan programs coupled with an established network of lenders, she will present to you various favorable financing scenarios each custom-​fit to your financial needs. Of course, while offering the most competitive rates out there.

Let her guide you through the buying or refinancing process, and provide you with the best service available

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13 reviews of Jude Vargas – Opes Advisors

No registration required
Place rating: 5
San Francisco, CA
Jude was amazing. This is a big statement coming from me, as I’m a former real estate agent (7 years) and very choosey about those I work with in the field.
I had previously spoken to another mortgage broker that essentially said there was no way I could qualify for the loan I wanted, and that I would need a hard money (read: super expensive) loan from private lenders.
When I spoke to Jude, she immediately said «Oh, I know a commercial loan product at a much lower interest rate that would work great for you!». I was astonished and amazed at how quickly she pre-​approved me for this new loan — and at just 4% interest!
There were tons of challenges along the way that could have killed the loan with any other broker, but Jude is super smart, diligent and patient, and she deftly maneuvered me through them. Thank you Jude… you rock!
I’m stoked to have worked with her and I give her my highest recommendation.
Place rating: 5
San Francisco, CA
Jude helped us with a traditional mortgage while buying our first house. Her advice and recommendations were a big help when we we’re first starting out in an area that was unfamiliar. Jude got us pre-​approved and she was extraordinarily responsive throughout the whole process. We had a difficult closing, which was stressful for all involved, but Jude made sure things stayed on the rails and helped us push through to complete the sale. Her professionalism and responsiveness made all the difference and I wouldn’t hesitate to work with her again or recommend her to a friend.
Place rating: 5
San Francisco, CA
After dealing with our bank directly in the SF house hunting with no luck, we met Jude at a friend’s BBQ and decided to give her a try. Why? The intel she gave us in one talk over cheeseburgers at the park was more than we received from any meeting or call we had with several people at Wells. Jude knocked it out of the park — we are now in a lovely home in the Mission.
Place rating: 5
Berkeley, CA
WOW. What can I say, Jude really pulled out all the stops for me in my refinance from an FHA to traditional 30-​year fixed — we started the process almost a year ago, and I was unable to complete the refinance for various reasons and was a little disheartened. Jude stuck with me and — this is the awesome part — CALLED me out of the blue six months later when she thought conditions were perfect for me to complete the re-​fi, based on the financial goals I’d presented to her.
Well, she was 100% right. And she was super fast, and super efficient with my time, and gave me everything I needed to understand the package and make all the pieces hold together. And when the process was done, I ended up saving significant funds at closing and took a huge bite out of my monthly payment. All my goals met, and Jude made it happen!
I’ll definitely be buying her a drink to celebrate, and of course singing her praises to anyone who is in the market for a home or re-​fi — call Jude!
Place rating: 5
San Francisco, CA
Jude was wonderful to work with. My fiancé and were refinancing our home under some very special circumstances. We had no idea if it was even possible but she made it happen. It was our first time and were very new to this. Throughout the process, we encountered many speed bumps that would have caused us stress but she had the solution before we even had the chance to worry. We had so many questions and she had answers to all of them. She was very professional, courteous, patient, and so very sweet. We definitely recommend her and will go back to her again when we need a mortgage specialist!
Place rating: 5
San Francisco, CA
Jude was an amazing mortgage officer for us when my wife and I were looking for our first home earlier this year. Being first time home buyers, we had the usual host of questions, all of which Jude answered patiently and thoroughly. She explained numerous different scenarios and helped place us with the right loan in a very competitive market.
Jude really went above and beyond, meeting with us in person several times and making herself constantly available via email and phone. She even took time out of her vacation on the other side of the world to video chat with us while we tried to nail down an offer package and loan financing for our current home.
Friendly, responsive, and knowledgeable, we recommend her without reservation.
Place rating: 5
San Francisco, CA
Jude is a stellar adviser. I was a first time buyer and had lots of questions. She had plenty of advice, stories and suggestions, which is exactly what I needed.
Jude has been fully dedicated to my process, even as I went through closing during the holiday period. She’s even worked on my file while on vacation, making sure that we close no time and that I get the best deal possible, even if it means she needed to be on long phone calls during her vacation.
I strongly recommend her, if you’re looking for honest advice and great rates.
Place rating: 5
Oakland, CA
I was halfway through a difficult escrow and frustrated with my bank. A friend recommended I call Jude and she was so helpful! She told me that she could get me a better rate, but the hassle and the time it would take switching lenders late in the game might be too risky for me and wouldn’t save me enough to make it worth the headache. She seemed to care more about me getting the house than her getting the commission. A true professional, so rare today when everyone is scrambling just to get by.
I wish I had met Jude just a couple of weeks earlier and hope this review will help someone else get the best deal possible. I hope to work with her in the future.
Place rating: 5
Washington, DC
Jude was the mortgage broker I worked with last year when I bought my first place. She was very professional, trustworthy, always friendly, and easy to work with. She never hesitated to answer my questions (even the silly ones), and was very communicative and responsive via email, phone — even text. She made the process as painless as possible for a clueless newbie like me. I’d definitely recommend her.
Place rating: 5
Alameda, CA
I’m a real estate broker in the area and have worked on several deals with Jude. She has been very informative and great to work with for my clients. She carefully reviews all of the options for her clients and helps them make good decisions based on their individual needs. I feel very confident to send my clients to Jude for their mortgage needs and always happy that she’s in my corner during the transactions.
Place rating: 5
Emeryville, CA
Jude Vargas was the mortgage broker we used to purchase our first house in the Fall of 2008. Jude was thorough and professional. She answered all of our questions (we had a LOT of questions) and what she didn’t know, she found out promptly for us. There were some parts of the home buying process that got contentious with various other real estate professionals we were working with, but Jude stood out among the crowd as competent, hardworking, and upfront. We have referred friends to Jude, and would recommend her to anyone in need of a mortgage broker who will go the extra mile in assisting you with purchasing a home.
Place rating: 5
San Francisco, CA
Jude is awesome! Jude did a great job for our mortgage — she’s knowledgeable, super responsive, and definitely went the extra mile to make sure that we got the absolutely best mortgage for our needs.
Thanks Jude!
Place rating: 5
Santa Monica, CA
Jude is wonderful! She is very informative and cares to give quality advice and excellent financial insight into my real estate ventures. She is excellent with people and her San Francisco real estate knowledge is astounding. My parents love her. She is now helping my boyfriend find the perfect home for him.