Stephen Wong – Bayone Reic

Specialties

**Offer no closing cost loan specialties for purchase or refinancing needs**, Free Loan Pre-​Approval Letter in Few Minutes.

We are mortgage broker, mainly focus on residential mortgage loan with over 10 years of mortgage loan experiences. focus on conventional loan, Refi Plus, Harp program.

Here are some other areas that I specialize in:

* Offer no closing cost loan specialties for purchase or refinancing needs

* First Time Home buyer consultations, education, analysis & loan pre-​approval letter.

* Refinance analysis to see if restructuring of debt makes financial sense, and low the interest rate.

* Following are list of loan programs:

Fixed Program: 30 years, 28 years, 25 years, 20 years, 15 years, and 10 years.

ARM Program: ¹⁰⁄₁ ARM, ⁷⁄₁ ARM, 5/​1, and ³⁄₁ ARM

My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to my clients while providing them with the lowest interest rates and less closing costs as possible.

History

Established in 2003.

I been doing mortgage since 2003. I am very knowledge and experience in the mortgage industry, know all lender’s guideline, Fannie Mae, and Freddie Mac. (DU&LP System).

Understanding lot of lender’s Niches, such 3% down payment, Ref Plus, Flips property, We will allow these on a case by case basis. Seller can own property less than 90 days with an increased sales price. No title seasoning requirement.

Meet the Business Owner

Stephen W.

Business Owner

My email: stephenwong2​2​8​@​gmail.​com

Phone: 408−780−8228