MTD Financial

MTD Financial sent us an invitation to Maggianos in River North to hear about the company and the kind of services provided. In addition to giving us a nice meal this seminar was very informative.
Mary Deutsch gave a brief history about who she was and what type of services the company provided. From the get go she seemed very relaxed and well versed in the different types of retirement plans available. Mary had everyone fill out a form that had some personal information for IRS tax purposes, but she never forced anyone to make an appointment with her if you weren’t interested in what she had to offer. Mary went over a number of different investment options showing a graph of how these performed over the past 15 years. One graph was the S & P 500. While there is a potential to make money quickly there is also the potential to lose money quickly as many people are aware of with the huge market drops in the past few days. One of the plans she showed was an Index Annuity. While the S & P 500 outperformed it at points it didn’t perform as well as the Index Annuity over the same period of time. The Index Annuity (IA) actually outperformed the S & P 500 by not going in a negative loss direction. The way this plan works is while immediate gains may not be as quick in the short term this IA doesn’t lose money when the market drops. Instead it stays at the same level thus it doesn’t have to come back up to reach the same level. When the market rises so does the IA
Mary is very intelligent and really knows what she has to offer. She isn’t pushy and lets the client decide if this is for them or not.