Joe Soto – Guaranteed Rate

Specialties

We are the Home Purchase Experts and provide low rate, low fee mortgages through an easy-​to-​understand process and unparalleled customer service. We offer industry-​leading tools and resources to navigate our customers through Life’s Biggest Purchase™, including an easy online application with instant approval, mortgage calculators and our jargon-​free e-​book, Demystifying the Mortgage Process. With our Digital mortgage you can apply online, sign documents electronically and even upload your documents securely with our «Box» account. Whether you prefer the digital approach or a personalized approach Joe will work with you to make things as easy as possible.

Located in Los Alamitos we service all of the surrounding areas including Seal Beach, Long Beach, Huntington Beach, Rossmoor, and Cypress.

History

Established in 2000.

Guaranteed Rate NMLS ID 2611

My NMLS — 175 142

Guaranteed Rate’s mission is to Revolutionize Life’s Biggest Purchase™ by offering home owners:



(1) a low rate home loan with no hidden fees

(2) a simple to understand process

(3) caring customer guidance from friendly experts

(4) choice of interaction — face-​to-​face, over the phone or online, and

(5) respectful, consultative assistance.



We’d love to help you with Life’s Biggest Purchase™ too!

Meet the Business Owner

Joe S.

Business Owner

My mom always worked 2 jobs growing up. At the time it just seemed like the norm but as I got older I realized that things were difficult for her but she always did what was best for me and did everything possible to provide. I learned that nothing comes without hard work and dedication. I learned that God and Family are the most important things in life and that you always treat people the way you want to be treated.

Growing up, owning a car was a fantasy, owning a house was unimaginable at the time. Now I pride myself in helping families experience the joys of home ownership. I realize that owning a home is a life-​long dream for most and I value the ability to be part of that process. I know that if this is your first home or your 5^th, its still a nerve wrecking process but I am here to guide you and answer all of your questions.

I would be honored to help you with life’s biggest transaction!