The Mazzo Group

San Juan Capistrano, United States

4.5

Closed now

20 reviews

Accepts Credit Cards

Contacts

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Telephone:
+1 877-237-9694
Website:
www.themazzogroup.com
Address:
31351 Rancho Viejo Rd Ste 201, San Juan Capistrano, CA, 92675
Nearby public transportation stops & stations:
2.6 miSan Juan Capistrano Depot
2.7 miOCTA
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Bussiness info

Accepts Credit Cards
Yes
By Appointment Only
No

Today

Today 9:00 am – 5:00 pm
Closed now
Local time (San Juan Capistrano) 1:00 AM Tuesday, June 24, 2025

Business hours

Monday 9:00 am – 5:00 pm
Tuesday 9:00 am – 5:00 pm
Wednesday 9:00 am – 5:00 pm
Thursday 9:00 am – 5:00 pm
Friday 9:00 am – 5:00 pm
Saturday –
Sunday –

Description

Specialties

We offer the best mortgage tools available on the Internet — easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Even More Products

Even Better Pricing

Even More In-​House Operations Even More Marketing Options

Same Great Service Level Guarantees You’ve Become Used To

Expanding our extraordinary talents together, with a dedication to a common moral goal. Protecting our clients’ with knowledge and integrity. I chose Summit Funding, Inc. to insure our hard work over the years can continue to flourish on a solid foundation for years to come.

Purchasing a new home? Applying for a loan?

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check loan status at your convenience.

Remodeling your home? If you are planning on remodeling your home — be it a kitchen, bathroom or backyard — you can contact one of our mortgage professionals who will help find the right loan for you.

We look forward to putting our mortgage services to work for you!

NMLS ID#: 186 548

CA BRE ID# 1 350 228 | AZ MLO Lic# 913 442

History

Established in 2009.

We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the U.S.

We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-​with the best rates, terms and costs-​to meet your unique needs. But that’s just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports so you always know the status of your loan. We also offer a special Rate Watch service if you are considering refinancing your mortgage.

And, now it’s our pleasure to offer all of our exceptional mortgage services online — 24 hours a day! We look forward to putting our mortgage service to work for you!

Meet the Business Owner

Joseph M.

Business Owner

Sr. Loan Officer

The Mazzo Group — Summit Funding, Inc

July 2009 — Present (3 years 10 months)

Sr. Loan Officer

Nationwide Lending

June 2006 — June 2009 (3 years 1 month)

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20 reviews of The Mazzo Group

No registration required
Place rating: 5
Lake Forest, CA
So glad our realtor recommended the Mazzo Group. JJ took the time to meet with my wife on very short notice and we couldn’t have gotten our condo without them. They kept into contact with us throughout the entire loan process and are always available to answer any questions. I will definitely recommend them to my friends and family. Thank you so much for everything! –Travis & Liane
Place rating: 5
Rancho Santa Margarita, CA
The Mazzo group made our home buying dream come true and it was done so quickly! Everyone there was so helpful and they walked us through the whole process. Emails I sent were addressed quickly. I would definitely recommend the Mazzo group to anyone thinking about buying a home, even if you think you won’t qualify., these guys can make it happen!
Place rating: 5
Ladera Ranch, CA
JJ and his team will meet and exceed expectations. I’m glad that We trusted Mazzo Group with my VA loan.
Thanks for everything!
Kevin & Ashlea
Place rating: 5
Irvine, CA
When we originally decided to buy a house, we initially went to Quicken to get approved for our loan, mostly because a friend had gone through them and had positive things to say. The turning point for us going to the Mazzo Group came when, after a few months of looking, we decided to bid on a house the Saturday before Memorial Day. When we tried to contact our rep at Quicken for the offer letter, she was nowhere to be found. Up against several other bidders, it was crucial that we get an offer letter in quickly but all of our attempts to get ahold of her were fruitless. Our amazing, awesome real estate agent, Debbie Padilla (Caldwell Banker, Mission Viejo) suggested that we use the Mazzo Group. We decided to do so and I am so happy we did. They quickly processed all our information and were able to generate n offer letter for us for that property. Although we lost out on the bidding, they were our go-​to for future bids. They were responsive every time we needed to get an offer letter and when we finally did get a property, they were there to answer all our questions and make us feel better about the process. And as first time homeowners we had a lot of questions. I highly recommend the Mazzo Group.
Place rating: 5
Aliso Viejo, CA
JJ, Brando, and the entire team at The Mazzo Group saved our Escrow. I had gone to my bank seeking a mortgage loan. I had 10 days to lift the loan contingency and the bank tells me on day 10 that they will not be able to do the loan. Not wanting to give up, our wonderful Redfin agent brought my case to the Mazzo Group and they jumped on it. We got a 4 day extension for the loan contingency and by that 4th day they had the approval and we were able to lift the contingency. 10 days later, the loan was locked in and funded. Today all the transfers were done and title now in our name. They made a believer out of me and I will gladly recommend them to anyone who asks. I will end with saying that they are not perfect, that doesn’t exist — but they are caring and on top of things. I always got answers to my questions (almost immediately) and were quick to correct course if something didn’t seem right. That’s about all I really expect from any business. Quick, caring, professional, and nimble enough to overcome obstacles as they occur. The Mazzo Group hit it on all cylinders. Thanks guys!
Place rating: 5
Lake Elsinore, CA
JJ, Sam, and the team at the Mazzo group took great care of me when I wanted to refi my house last year. The process was relatively straightforward and they were very detailed in guiding me through the process.
They were on top of getting the work done as quickly as possible and were transparent in providing me with a clear understanding of what was needed, when it was needed, and how long various steps in the process would take.
I would highly recommend the Mazzo team for any of your mortgage servicing needs.
Place rating: 1
Santa Ana, CA
I totally agree with one of the reviews below about very little personal attention. I used the group to purchase my place last year, and yes they closed it quickly. But when I was concerned about the rate I was getting, never did they take the time to explain things thoroughly as I’m finding with other great mortgage brokers out there. And further, they had told me on a specific date that they had locked my rate. Then I find out from Brando that it hadn’t been.
But even given how I felt about the process last year, I still decided to respond to an email they sent recently basically wanting prior customers’ business. I asked about getting information about a refinance. It’s been probably a week and a half, and still no response.
Bad customer service! Would not recommend!
Place rating: 2
Los Angeles, CA
We did not have the best experience with the Mazzo Group.
We contacted them and brought in all the required papers at the end of October 2015 and were pre approved Nov.3. It was to be a Veteran loan and they said that they were expert with VA loans.
The request for more and more papers started right away, which I understand is normal, but the waited until December to request the approval of the VA papers and from then on was downhill. Waited and waited, the poor sellers who needed to move out and needed the money had to do the same. After much disappointment and many telephone calls, we finally were able to close on January 28, 20 016.
Sorry, but we would not recommend.
Place rating: 5
Berkeley, CA
Truly the magic dust to getting an offer accepted. His team takes the pain out of getting a mortgage. There is no other lender on the planet giving the service and terms his group not only offers but delivers… every…time.
As a Top Producing Realtor in the competitive Northern California Real Estate market they will remain my secret weapon for life.
Place rating: 1
Aliso Viejo, CA
My wife and I had a not so pleasant experience. It’s beyond our understanding how The Mazzo Group will survive in such competitive business. We received little to zero personal attention from Brando. We asked for information, documents, follow up several times to finally get a response that was often the or incomplete, even after telling him we were ready to get and needed the loan process to start. A very unprofessional conduction of business. We decided to go with Legacy Homes and immediately experienced the way this type of business should be done. The Mazzo group is definitely not «Top Notch».
Place rating: 5
Aliso Viejo, CA
5 stars for coming through when Wells Fargo couldn’t perform. They did a very quick loan w a great rate and we wouldn’t have gotten our home without the Mazzo group. We are recommending them to all of our clients.
Place rating: 5
Norco, CA
If I knew the process of buying a home could be so seamless, organized, and professional I would have worked with the Mazzo Group every time. With the purchase of our third home I dreaded the process, as the previous two had been anxiety provoking, at times the concern of failed funding looming over our heads. The Mazzo Group made the experience truly a new endeavor in the home buying process. We felt confident throughout the escrow period, documents were requested in a timely manner, and communication was always superb.
We are so blessed to sail through this process smoothly and with the ability to enjoy the excitement of a new home. Thank you Josesph J.J. Mazzo, and all the agents involved for helping us achieve our dream home.
Place rating: 5
Irvine, CA
Great service,
Closed my loan in 2 weeks, record time.
I definitely recommend mazzo group as they are flexible, available any time and they are very very fast in processing the loan.
They have underwriters, document processors everybody at one place unlike big banks.
Best wishes
Pradeep Pamula
Place rating: 5
Irvine, CA
I was buying a new home and the Mazzo group was able to get me a better interest rate and less loan conditions than the builders lender. The team is responsive and knowledgable. Highly recommend.
Place rating: 5
Irvine, CA
I’m not easily Wow’d or have confidence in finance companies, however, the JJ Mazzo team changed my impression. They kept to their word and I was very humbled by their quickness and service. We were able to close in 11 days which included Xmas and New Years Holidays.
Special thanks to JJ, Brando, Jennifer M, Connie, Samantha, Angel, Mike who were very reliable and professional.
Cheers and Happy New Years.
Note– I was referred by Maryam Amiri from Redfin, also a great realtor.
Place rating: 5
Irvine, CA
I will start my review with a disclaimer. I currently hold a management position in Real Estate Sales. That said, believe me when I say that does not mean that my review should hold less weight. In fact, for the last couple years I have heard many of my agents sing JJ and his group’s praises, and I ignorantly did not believe it could be true. I work for a company that is very strict about our relationships with lenders, and in fact really forbids any favoritism. That said, there were many occasions where JJ would reach out to discuss new products and programs with me and I would not give him the time of day.
Fast forward to just before Thanksgiving, when my own personal transaction was not going in a direction I was happy with. I pulled one of my top agents aside and asked if what she has told me about JJ and his team could really be true. She adamantly insisted I call him. I talked with JJ that afternoon. 10 days later, my home closed escrow.
It could not have been a more smooth, stress free process, which is pretty much unheard of these days in Real Estate. JJ and his team are honest, responsive, friendly and on top of their game.
I am so happy that I went with JJ and that I can now personally sing his praises through my own personal experience. I hold very high standards and the fact that JJ and his entire team exceeded them would be a phenomenal understatement.
Thank you JJ and the entire Mazzo Group!
Place rating: 5
Irvine, CA
The Mazzo Group came through for us in a big way when we parted ways with another lender. With only 8 days left to close this team of professionals got the job done. They truly outdid themselves!!! We are so happy to have been referred to The Mazzo Group. I would highly recommend them to anyone I know wanting a seamless home buying experience. Thank you all so much, we LOVE our new home!
Place rating: 5
Mission Viejo, CA
Brian Brooks and JJ Mazzo treated me like a VIP and offered me a deal I couldn’t turn down. The staff, including Brando and Jennifer, worked above and beyond to get my loan funded. Despite the time crunch and some other unforeseen obstacles, Brian, JJ, Brando and Jennifer got the job done against all odds. These people really are miracle workers. I cannot recommend this company highly enough! Not only will I use them again for any lending needs in the future, but I will refer them to everyone I know. Thanks again to all. :)
Place rating: 5
Bakersfield, CA
This group of professionals was so wonderful to work with! They made the home buying process easy and understandable. They were constantly in contact with me and my husband, letting us know almost daily where we were in the process and what to expect. We bought our first home earlier this year thanks to the Mazzo group. Our escrow closed in less than 30 days… and months later I got a follow up call just to see how we’re doing in our new home. They definitely exceeded our expectations! Highly recommend.
Place rating: 5
Costa Mesa, CA
I first met JJ Mazzo at a Redfin home buying class. I am so thankful they brought a lender along to help with the presentation. JJ’s presentation was informative and thorough. He was also friendly and stuck around to answer everyone’s questions. I picked up his checklist to get pre-​approved and had a pre-​approval letter in a couple days!
The entire process was much easier than I had ever expected and JJ has always been extremely quick to respond to all my questions. JJ’s team moves quickly and can close within 15 days if you want! I don’t know a ton of lenders who can boast that kind of quickness.
Overall we’ve had a great experience with The Mazzo Group and wouldn’t hesitate to use them again or recommend them to our friends!