Jeff Jaye – UpFront Mortgage Professionals

San Ramon, United States

5

Open now

8 reviews

Does not accept credit cards

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Telephone:
+1 800-801-0197
Website:
upfrontmortgageprofessionals.com
Address:
2415 San Ramon Valley Blvd Ste 4111, San Ramon, CA, 94583
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Bussiness info

Accepts Credit Cards
No
Accepts Bitcoin
No

Today

Today 8:00 am – 5:00 pm
Open now
Local time (San Ramon) 12:26 PM Sunday, June 22, 2025

Business hours

Monday 7:00 am – 10:00 pm
Tuesday 7:00 am – 10:00 pm
Wednesday 7:00 am – 10:00 pm
Thursday 7:00 am – 10:00 pm
Friday 7:00 am – 10:00 pm
Saturday 8:00 am – 5:00 pm
Sunday 8:00 am – 5:00 pm

Description

Specialties

The UpFront Mortgage Professionals (UMP) are a group of mortgage loan officers certified according to their adherence to current State and Federal laws and the UMP commitment to transparent and ethical loan originations. Mortgage professionals who receive the Certification (CLO) and conduct their business under the terms of the Commitment are listed in good standing under the UMP website. The process of shopping for a mortgage loan is different when you utilize an Upfront Mortgage Professional (UMP). Instead of shopping for a mortgage loan, you are shopping for a mortgage professional. Once hired, the NMLS licensed Upfront Mortgage Professional will perform the shopping for the mortgage loan on your behalf. The Upfront Mortgage Professionals fee is established in advance, so you can be assured that the information and counsel you receive from an Upfront Mortgage Professional is objective and un-​biased. This fee is a fixed dollar amount or percentage of the loan amount guaranteed Upfront and in accordance to the laws set in place by the State of origination of the loan. Once the fee is set, it will not change. UpFront Mortgage Professionals do not collect a fee for any upfront service including appraisal, credit report, lock-​in or processing until (and only if) your loan closes. Additionally, the UMP will give you 100% of any overage/​YSP Lender rebate for the locked rate to be applied to your non-​recurring closing costs in escrow…

History

Established in 1989.

Jeff has originated and closed refinance and purchase transactions in California for over 24 years. He is licensed in good standing by the California Dept. of Real Estate and the NMLS with no complaints and an almost 100% perfect track record of loans closing on time and as promised. Jeff has been recognized as California’s «Mortgage Broker of the Year» as well as a National Speaker and author on mortgage related topics.

Meet the Business Owner

Jeff J.

Business Owner

Jeff Jaye is a California DRE and NMLS licensed mortgage loan officer with AmeriFirst Financial, Inc. Jeff was named the 1999 – 2000 «Mortgage Broker of the Year» by the California Association of Mortgage Brokers (CAMB) has closed over 4000 loans in the past 24 years at a rate of over 98%, on time and as promised.

Co-​founded and current Director of the Nationally recognized «Upfront Mortgage Brokers Association» and currently Upfront Mortgage Professionals located at www​.upfrontmtg​.com with Professor Jack Guttentag from the Wharton School of Business. The UMB program enables consumers to obtain guaranteed loan programs with no hidden costs or fees.

He holds the title of Past President of the California Association of Mortgage Brokers (CAMB) East Bay Chapter which during his tenure was named the fastest growing local chapter.

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8 reviews of Jeff Jaye – UpFront Mortgage Professionals

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Place rating: 5
Sunnyvale, CA
Great team. Competent, high level of integrity and very hard working.
This is the 4th time I’ve refinanced w/​Jeff. Wouldn’t go anywhere else.
Place rating: 5
San Mateo, CA
Jeff and Brandi were easy to work with and responsive to all e-​mails. I appreciated the fact that the process was quick and free of surprises. Honest, hard working people. Would definitely recommend their services to friends and family.
Place rating: 5
La Jolla, CA
I work with a lot of mortgage brokers in Real Estate. Jeff is responsive, sensitive to critical timeframes and most importantly gets it done. I have been representing buyer and sellers at a high level in San Diego County for over 20 years and I would not hesitate to work with Jeff. Simply put he is as good as it gets.
Place rating: 5
Oakland, CA
Six stars! Jeff and his team are committed to getting you the best loan, answer questions promptly and thoroughly, and provided honest feedback and guidance. We’ve worked with Jeff for more than 10 years and wouldn’t hesitate to recommend his services.
Place rating: 5
Palo Alto, CA
We just used Jeff to refinance three residential properties simultaneously, and he did a fabulous job for us on all of them. Our recent financial background posed some obstacles and some complexities in terms of how to approach our refinances. Jeff was very creative and solution oriented in finding the best way to refinance our properties. He managed to get us very good rates on all three, on a very aggressive timeline. Jeff was very professional, knowledgeable and personable, as was his assistant Brandi. They were both very responsive, returning calls and emails very promptly. I would highly recommend Jeff and his team to anyone who is looking to refinance.
Place rating: 5
Danville, CA
I could not have hand picked a better person to handle our refinance. I have known Jeff since Jr. High School and used his services the first time because he was a close friend. However, I have used him three more times because he is EXCEPTIONAL in his profession. He handles every aspect with complete professionalism, attention to detail and personal care and concern. He is concise, informative and very thorough to attain the absolute best solution for his clients. I can not say enough about how incredibly caring and thoughtful Jeff is to each and every client’s personal needs and attention. I will continue to highly recommend Jeff and his team. I cannot be more pleased with his knowledge and expertise!
Place rating: 5
Danville, CA
I strongly recommend Jeff based on my refinancing experience. He was very informative and professional in the process of my refinance. I strongly recommend Jeff.
Place rating: 5
San Ramon, CA
My agent was nervous that I was choosing not to work with her preferred broker. But Jeff came by us through a very good friend whose family has used his services for 20+ years. They love him, so we bit. In the end, our agent even mentioned to us how professional and fast he is. She is right — Jeff and his team are extremely professional, efficient, attentive, true to their word, trustworthy, and easy on us first-​time homeowners (ie. I was very comfortable asking him for clarification on MANY items). I’ve made several phone calls to him at 9 o’clock in the evening. He responds to my emails within an hour (usually minutes!). He got us a fantastic rate with no points. Not to mention, his fees are extremely competitive. My husband and I felt like we were his only clients. I would work with him again in a heartbeat. Thank you, Jeff!